Luckily, Larry shut his computer down and contacted his bank before the scammers could do any real damage - but not everyone is so lucky.Īccording to the Federal Trade Commission (FTC), Americans lost $6.1 billion to fraud last year alone. But he got suspicious when the person he was speaking with got him to download software that gave them access to his computer to “help” with the refund. When Larry received a bill for $349 for virus protection software he hadn’t signed up for, he quickly contacted the company to cancel the service. Can a Credit Freeze Protect Your Identity? It is important you remember this number or password or put it in a safe place, because you may to give it to the agency if you want to lift the credit freeze.įor additional information about credit freezes, please see the FTC’s website. The credit agencies must send written confirmation of the credit freeze to you and should provide you with a personal identification number or password that you will use to temporarily lift or remove a credit freeze. Information on how to do so is available from the above credit reporting agencies. You may also request a credit freeze for a minor child or a dependent, even if they do not have a credit report.
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